client intranet | weblog | site map

Mobile Banking

Due to our early vision of understanding of where the mobile market was moving, Phantom’s platform solves many of the frustrating issues faced by Mobile Banking customers today…. for which our clients have taken for granted in the past 4 years!

Through our own research and discussions with banking industry leaders in Canada, the key universal question is “How do we drive mass adoption and at the same time achieve a reasonable ROI?”.

The common forms of mobile banking delivery mechanism include: two-way SMS, Browser/WAP and “thin client” downloads for a limited number of devices. There are pros and cons to each of these solutions under the following list of criteria: ease of usage, security, data usage, marketing/communications, cost of deployment and time to market.

Mobile banking extends a highly personal offering of timely and relevant information to banking clients that cannot only be seen as a customer retention service, but also as a generator of incremental transactions derived from the information and alerts delivered. Our platform has the capability of extending full internet functionality down to a mobile device.

Features

• Cash transfer – real-time or scheduled for a future time between savings, chequing, mortgage, loan and investment accounts
• Bill Payment Account Management - add or remove suppliers from your bill payment list
• Bill Payments – real-time or scheduled for future a future time
• International currency quotes and transfers or purchases
• Integrated customer care via email or online chat
• Full server side logging and auditing facilities

Other Features

• View current interest rates and foreign exchange rates
• Intuitive alerts and messaging support with full customization facilities, such as minimum account balance or over draft notification
• Pop-Up Calculator
• Order Cheques
• Synchronize account activity securely through your cradle for clients who want to review the information at a later time or don’t have a wireless enabled device

Phantom Competitive Advantage

Phantom is a recognized global solution in the mobile enterprise and consumer space. We achieved that status by directly addressing a few key elements in mobile solutions: we support over 1,200 mobile phone types to ensure your client’s phone is always supported, and we make installation as simple as knowing your own phone number. We are indifferent to where you are in the world with complete global coverage. As your partner, we realize our role is to ensure your clients have a simple Our product also manages other inherent issues with mobile products: therefore we have complete call management to elegantly handle and not block incoming calls while using our product, and the ability to transparently handle dropped signal when traveling through areas with poor cellular signal. Our solution equals the security levels and speed of the internet – providing your clients with a rich mobile experience.

Bottom line - The complete support of devices and formats provide banking customers unparalleled end-user mobile coverage and penetration.